It is no secret that I have had a struggle with ID theft lasting over two decades. My identify is so irresistible and my credit history so pristine that thieves were attracted to it even before the public knew that such a thing a identify theft existed.
My latest battle is with the thief or thieves who use the name Gill E. Young to take out loans from banks much too eager to grant them. They are so eager for business it seems they do not even check out the applicant’s information. Is any one surprised when no payment is made and the bad loan goes to a collection agency?
Eventually they all call me, and because the collection agencies are highly suspicious of my insistence that I have never known an individual by the name of Gill E. Young, they call back many, many times. I have a wide variety of collection agencies, employing humans as well as calling machines constantly and eagerly telephoning my home, looking for payment. Perhaps Gill E. Young knows how much I love to talk on the phone with people who threaten and harass me.
In addition, collection agencies insist I help them locate Mr. Young; they want me to work for them for free. Fat chance. Believe me; if I knew under which rock Mr. Gill E. Young is hiding, he would be all mine.
About three months ago I discovered that Mr. Young had given my name as a personal reference. (Now, isn’t that a kick in the head. Mr. Gill E. Young even has a sense of humor, which I would love to explore with him personally.) No one, however, called me to check out Mr. Young’s reference when he applied for the loan and the loan was made. Now they call?
However, here is a new reason to worry, as if there were not enough already. Fake lawyers. Yeah, you heard me. Fake lawyers are giving the legal profession another black eye. I really do not care about their problems, but eventually, the fake ones also call me. And how do I know the difference? The fakes usually have bad New York accents.
Scam Alert: Beware of ‘Debt Collectors’
Fake lawyers armed with lots of personal information are threatening victims
By: Sid Kirchheimer | Source: AARP Bulletin
In the latest spin on debt collection deception, scammers pretending to be lawyers are calling consumers across the country, threatening imminent arrest unless their victims immediately pay up to $1,000 to settle a payday loan—a short-term loan based on the value of an upcoming paycheck or other expected income.
Although that threat is certainly frightening—and illegal—what’s even more worrisome is how the phone-dialing phonies make their bogus claims look legitimate.
“These scammers have an incredible amount of personal information about the people they are calling. They have Social Security numbers; cell, work and home numbers; personal references, and even contact information of family members of the intended victims,” notes Alison Southwick of the national Council of Better Business Bureaus, which issued a warning about this ruse.
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